Since I’ve spent over twenty years in healthcare with an emphasis on Medicare fraud, today’s contribution is healthcare. Everyone needs an emergency plan for an accident or sudden onset of illness. Because you can’t plan for the specific illness/injury, the plan will not prevent all high financial risk outcomes. However, a plan can mitigate your financial risk. Bottom line: you need to take care of your health first, but when possible, help direct your care.
Stuff happens. It’s just a matter of when and where. Develop a plan before you test out your new knife on your pinky or miss the last step on your ladder.
• Collect pertinent health information so it’s easy to access in an emergency.
• Review your healthcare coverage for local networks and/or preferred providers. Which facilities are included in your network coverage? Which one is closest to you? Which one is more affordable?
• Compile a list of the facility name, address, and phone number.
WebMD provides tips on emergency room selection in Health Insurance: 5 Tips for Emergency Room Visits.
Do you have an emergency healthcare plan? Have you encountered an outrageous bill and claim denial on an emergency visit?
Resources:
https://www.webmd.com/health-insurance/insurance-tips-for-er#1